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Now here’s a funny thing about savings and tax. About 137,000 people who declare annual incomes of less than £5,000 to HM Revenue & Customs (HMRC) hold individual savings accounts (ISAs) worth between £30,000 and £49,999. Since you ask, another 41,000 people whose income is officially recorded...

Harvard plans to send nearly all of its entering business school students to a range of far-flung locales across the world in an ambitious week-long immersion program. (Poets&Quants) -- For the Harvard Business School, it is the academic equivalent of Operation Overlord.   Next month, the school that made...

Lloyds Banking Group and Royal Bank of Scotland are expected to unveil combined losses of more than £4bn when they publish annual results this week.   On its own, Lloyds, which is 41pc owned by the taxpayer, is expected to reveal on Friday a pre-tax loss of around £4bn for 2011, following a £281m...

Not all advertising agency directors care whether their employees have been to university or not, just as long as they have talent. "Some of the best creatives in town were previously brickies or supermarket managers," claims Rob Fletcher, a creative partner at Isobel Advertising, an agency that offers an ongoing intern and...

Consumer confidence rebounded last month in a sign that underlying economic conditions are not as weak as feared, mortgage provider Nationwide said.   Nationwide said its consumer confidence index rose by nine points to 47 in January - however this level is still nearly 30 points below average. Improved...